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BANKS & FINANCIAL SERVICES

This is something that's grown over the last few years. It's expanding all the time, and it would probably have been faster except that many people still have fears that their money may not be secure. Things are fairly good these days, where Banks and other financial institutions have taken many
measures to safeguard everyone's cash.

Internet Safe Banking
Any transaction over the Internet can be done at any time of the day or night. It's safer to bank now than ever before. Part of this safety is in your own hands. There are a number of things you can do to minimise the chance of risking your own investments / cash etc. Check out the following -

You need to check out any bank (make sure they're legitimate, even if you've heard of them in the 'high street'). Be aware that some Banks may use a different name on the high street to that used online. Go through the following -

On their web-site look under "about us" - you should find it's official name, and address, plus it's headquarters. Information about it's insurance is important. Look for the FDIC logo, or something like 'FDIC insured'. Some Banks provide direct links to the FDIC web-site for you to check them out. If the Bank is chartered overseas it may not insure your deposits - check this out with FDIC.

Watch out for 'copycats'. That's organisations that use a name similar to that of a reputable bank just to get you on their site. Then they can get all kinds of personal information from you if you're not careful. Check all details carefully before parting with any personal information or conducting a transaction. If in doubt, check with the FDIC at www.fdic.gov/bank.

Have a look at these:

» Barclaycard - 0% interest on balance transfers if you spend £50 in a month on purchases using your card or 6.9% APR if you don't.
»
Bond 007 Credit Card - Bank of Scotland